AI expense tracker for iPhone

Outsmart your spending.

Spendfox tracks every expense in seconds, adds your bank payments by itself, and a friendly fox helps you keep more of your money.

Free to start · No ads · Your data stays on your iPhone

Private by design
A smart AI fox
Works offline
160+ currencies

Features

Everything your money needs.
Nothing it doesn’t.

Fast to add, easy to read, and it gets smarter the more you use it.

Premium

Expenses that add themselves

Your bank texts you, Spendfox adds it. Double-tap the back of your iPhone on any payment screen and it’s in. Never OTPs, never offers.

Spent INR 266.92 Axis Bank Card no. XX2875 14-10-26 12:14 IST ZOMATO
🍔Zomato
Food & Dining · Card · Today−₹266.92

Know what’s safe to spend

One number every morning: what you can spend today, and where the month is heading.

Type it like a text

“50 milk, lunch 120 and coffee 40”. Spendfox splits it into items as you type.

50 milk, lunch 120 and coffee 40
Premium

Scan bills & receipts

Snap a bill or a payment screenshot. Amount, shop and date fill in by themselves.

Budgets that talk back

Weekly or monthly limits per category, with what’s left for today.

🍔 Food72%
🚕 Transport38%

Bills & subscriptions

Rent, EMIs, Netflix, salary: added on time, with a heads-up before they’re due.

Charts you’ll actually read

Week, month and year. Tap any bar, open any category, see your money health score.

☕️Coffee
6 visits this month₹1,140
🛒Groceries
−12% vs last month₹6,320

Every account, understood

Cards with due dates, loans, investments, savings goals and your net worth.

Premium

On your Lock Screen

Today’s safe-to-spend, live on the Lock Screen and in the Dynamic Island.

Every currency

Your own currency on Free. Travel abroad on Premium: amounts convert at live rates.

🇮🇳 INR🇺🇸 USD🇪🇺 EUR🇦🇪 AED🇧🇷 BRL

Private, with Face ID

No account and no sign-up. Lock Spendfox with Face ID.

Your data, your way

Import a CSV from your old app or bank. Export to Excel or a clean PDF anytime.

Your language

English, हिन्दी, Português and Français. Free, always.

Englishहिन्दीPortuguêsFrançais

Meet the fox

A fox with feelings.

Save money and it’s proud. Treat yourself and it’s in love. Overspend and it’s shocked. It reacts like a friend would.

The Spendfox fox looking happyHappy
The Spendfox fox looking proudProud
The Spendfox fox looking laughingLaughing
The Spendfox fox looking in loveIn love
The Spendfox fox looking winkWink
The Spendfox fox looking thinkingThinking
The Spendfox fox looking worriedWorried
The Spendfox fox looking sadSad
The Spendfox fox looking shockedShocked
How much did I spend on coffee last month?
₹1,140 on Coffee in September, across 6 visits. That’s ₹260 less than August. Nice!
Am I on track this month?
Yes. You can still spend ₹541 today and stay inside every budget.

Ask Spendfox

Talk to your money.

Ask anything about your spending, in plain words. The fox answers in seconds.

  • Real numbers, never guessesSpendfox calculates every figure on your iPhone; the AI only explains it.
  • Monthly tipsThree personal ideas to spend less, based on your own habits.
  • Private by defaultOnly what an answer needs is sent, and it isn’t kept.

Privacy

Your money is your business.

  • No account, no sign-up
  • Data stays on your iPhone
  • Face ID lock
  • No ads, no trackers

Pricing

Free to start. Premium when you’re ready.

No ads, ever. Try Premium free for 7 days with the yearly plan.

Free

$0

Forever

  • Unlimited expenses and income
  • Type or paste payments, split into items
  • Charts for the last 3 months
  • 3 accounts, 3 bills, 1 budget
  • 5 fox reactions a day
  • Reminders and Face ID
  • Import CSV, quick add, Shortcuts
  • All languages
Save 50%

Premium

$17.99 / year

7 days free, then $1.50 a month

  • Automatic tracking from SMS and screenshots
  • Ask Spendfox anything, plus monthly tips
  • Scan bills, receipts and payment screenshots
  • Unlimited budgets, bills and accounts
  • Any currency, converted at live rates
  • Your full history and yearly story
  • Net worth, loans, goals and card due dates
  • Safe to spend on the Lock Screen
  • Export to Excel and PDF

Lifetime

$39.99

Pay once

  • Everything in Premium
  • Pay once, keep it forever
  • No subscription to manage

Prices in USD. Your local price is shown in the App Store.

FAQ

Questions, answered.

Is Spendfox free?

Yes. Tracking, charts, a budget, reminders and Face ID are free forever, with no ads. Premium adds automatic tracking, the AI and no limits.

How does automatic tracking work?

Spendfox uses Apple’s Shortcuts app. You set it up once (the steps are in Spendfox): every bank SMS then adds itself, and a double-tap on the back of your iPhone adds whatever payment is on screen.

Does it work offline?

Yes. Everything you track works without internet. Only the AI features and live exchange rates need a connection.

Where is my data stored?

On your iPhone. There’s no account and no Spendfox cloud that keeps your transactions.

Is the AI private?

Only the short text or the totals needed for an answer are sent, and Spendfox doesn’t keep them. Every number is calculated on your iPhone; the AI only explains it.

Which iPhones are supported?

Any iPhone on iOS 26 or later.

Can I use my currency?

Yes, any currency as your main one, even on Free. Premium adds other currencies with live conversion, for trips abroad.

Can I cancel anytime?

Yes. Subscriptions are managed by Apple in Settings › Apple Account, and you can cancel there anytime. Lifetime is paid once.

Is there an Android version?

Not yet. Spendfox is made for iPhone first.

Outsmart your spending.

Spendfox is coming soon to the App Store.

Tell me when it launches